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Field
Trial End Date
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Before
May 31, 2023
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After
July 31, 2023
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Last Published
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Before
February 21, 2023 06:53 AM
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After
May 23, 2023 09:42 AM
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Intervention (Public)
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Before
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After
This study aims to investigate if provision of targeted training and financial incentives for marginalized groups who have limited financial literacy induce them to adopt mobile money. We randomly draw clusters and assign them in to two treatment groups (one receiving targeted technical training and brochure that shows the steps about adopting and using mobile money fro various transactions, and the other group received financial training and addition to the technical training conditional on they adopting mobile money) and control groups (who do not receive any intervention).
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Primary Outcomes (End Points)
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Before
The proposed pilot study interventions that will increase MM adoption and utilization for UPSNP beneficiaries in Ethiopia compared to a control group that will not receive the treatments. The mobile money (MM)-based transfer could be an alternative for efficient financial transaction, which could allow beneficiaries have more time to engage in other activities. The pilot study could allow us to understand the acceptance of the technology (MM) and the effectiveness of the treatments in raising the MM account use in terms of number of transactions (increased use in paying utility bills and person-to-business transactions). It will allow us to learn the immediate impacts of MM on key outcomes (such as saving, remittance). The pilot study results on the heterogeneities of the MM adoption and some key expected and/or unexplained findings could inform policy and other studies.
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After
Adoption of mobile money if the key outcome variable. As secondary outcome variables, we investiage also if the interventions (targeted training and incentives) increase mobile banking and induce the marginalized people to be willing to accept their salary in mobile money account.
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Primary Outcomes (Explanation)
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Before
We will consider whether the treatment group adopt MM after the intervention.
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After
Mobile money adoption is the primary outcome variable.
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Additional Keyword(s)
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Before
Digital finance, poor
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After
Digital finance, poor, mobile money adoption, training, incentives
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Secondary Outcomes (End Points)
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Before
We also consider intensity of use of MM, and time-use.
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After
We also consider intensity of use of MM, mobile banking adoption and willingness to receive their salary in mobile money.
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Pi as first author
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Before
No
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After
Yes
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Field
Public locations
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Before
No
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After
Yes
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