Back to History

Fields Changed

Registration

Field Before After
Abstract We conduct a survey-based experiment to examine health insurance demand and overconfidence in health among married individuals. The aim is to provide direct evidence that individuals are overconfident about their own and their spouse's health risks and that they believe they are healthier than their spouses. Additionally, we will investigate how individuals update health-related information about themselves compared to their spouses. The questionnaire comprises six parts. The first part is for collecting basic information about the subjects and their spouses, including age and gender. The second part focuses on the subjects' perceptions of their own and their spouses' health risk. The third part explores how they update health-related information about themselves and their spouses. The fourth part collects health information for both the subjects and their spouses. The fifth part collects information on the subjects' and their spouses' occupation, education level, lifestyle habits, risk preferences, and commercial insurance purchases. Finally, the sixth part focuses on the potential effect of the experimenter's demand. We expect that the results of the experiment will provide valuable insights into health insurance demand and overconfidence among married individuals, shedding light on how they update and perceive health-related information about themselves and their spouses. We conduct a survey-based experiment to examine health insurance demand and overconfidence in health among married individuals. The aim is to provide direct evidence that individuals are overconfident about their own and their spouse's health risks and that they believe they are healthier than their spouses. Additionally, we will investigate how individuals update health-related information about themselves compared to their spouses. The questionnaire comprises six parts. The first module aims to collect basic demographic data from respondents, including their gender, number of children, and weekly exercise time, as well as the same information about their spouses. The second module aims to elicit respondents' perceptions of the health risks. We ask respondents to compare their own health risks with those of their spouses, their own health risks with those of average people in their age and gender group, and their spouses' health risks with those of average people in their spouses' age and gender group. The third module introduces a survey experiment on belief updating. The fourth module collects health information on both respondents and their spouses. The fifth module gathers data on respondents' education levels, lifestyle habits, risk preferences, and private insurance purchases. Finally, the sixth module addresses potential experimenter demand effects; and we inquire whether the respondents trust the cancer news presented in the survey experiment and the extent to which they find others' health information helpful in shaping their beliefs about their own and their spouses' health risks.
Trial End Date May 22, 2023 July 03, 2023
Last Published June 23, 2023 03:38 PM May 07, 2025 10:34 PM
Study Withdrawn No
Intervention Completion Date July 03, 2023
Data Collection Complete Yes
Final Sample Size: Number of Clusters (Unit of Randomization) 2000 married individuals.
Was attrition correlated with treatment status? No
Final Sample Size: Total Number of Observations 4000 individuals, that is 2000 married individuals and their spouses.
Final Sample Size (or Number of Clusters) by Treatment Arms This is a within-subjects design and it has an information treatment. Subjects will update information for both themselves (2000 individuals for control) and their spouses (2000 individuals for treatment).
Is there a restricted access data set available on request? Yes
Restricted Data Contact [email protected]
Program Files No
Data Collection Completion Date July 03, 2023
Is data available for public use? No
Intervention End Date May 22, 2023 July 03, 2023
Additional Keyword(s) Motivated beliefs, Overconfidence, Decisions between spouses, Insurance, Household finance Motivated beliefs, Overconfidence, Decisions between spouses, Household finance
Back to top

Other Primary Investigators

Field Before After
Affiliation the School of Economics, Peking University School of Economics, Peking University
Back to top
Field Before After
Affiliation the School of Finance, Renmin University of China AMSE, Aix Marseille University
Back to top
Field Before After
Affiliation School of Economics, Peking University
Back to top