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Last Published March 30, 2020 02:20 PM October 15, 2020 03:15 PM
Experimental Design (Public) In randomly selected groups of villages known as Gram Panchayats (GPs), we will support the government's initiative to open bank accounts for female NREGS workers who do not have an account in their own names. In another set of randomly selected GPs, women NREGS workers will open individual bank accounts, and their NREGS wages will be paid into the individual accounts. A cross-cutting intervention will randomize households within the control and treatment arms of the base design to receive bi-weekly information about NREGS wage payments to household members. In one treatment arm, individuals will receive information about their own NREGS wage payments. In the other treatment arm, households will receive information on wage payments from NREGS to all household members. In randomly selected groups of villages known as Gram Panchayats (GPs), we will support the government's initiative to open bank accounts for female NREGS workers who do not have an account in their own names. In another set of randomly selected GPs, women NREGS workers will open individual bank accounts, and their NREGS wages will be paid into the individual accounts. A cross-cutting intervention will randomize GPs within the control and treatment arms of the base design to receive a group-based financial capability training.
Randomization Unit Randomization at GP level for basic design; randomization at household level for cross-cutting information intervention Randomization at GP level
Planned Number of Clusters 150 Gram Panchayats 197 Gram Panchayats
Planned Number of Observations 7500 households 5,851 households
Sample size (or number of clusters) by treatment arms 50 Gram Panchayats control, 50 Gram Panchayats T1, and 50 Gram Panchayats T2 Information intervention: 2500 households control, 2500 households information intervention 1, 2500 households information intervention 2 64 GPs control; 32 GPs bank accounts only; 34 GPs bank account + direct deposit; 33 GPs accounts and training; 34 GPs accounts, direct deposit, and training
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