Evaluating the take-up of digital programs

Last registered on March 20, 2024
View Trial History

Pre-Trial

Trial Information

General Information

Title
Evaluating the take-up of digital programs
RCT ID
AEARCTR-0013212
Initial registration date
March 18, 2024

Initial registration date is when the trial was registered.

It corresponds to when the registration was submitted to the Registry to be reviewed for publication.

First published
March 19, 2024, 5:25 PM EDT

First published corresponds to when the trial was first made public on the Registry after being reviewed.

Last updated
March 20, 2024, 2:04 PM EDT

Last updated is the most recent time when changes to the trial's registration were published.

Locations

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Primary Investigator

Name
Lucas Argentieri Mariani
Affiliation
Contact Primary Investigator

Other Primary Investigator(s)

PI Name
Diego Vera-Cossio
PI Affiliation
PI Name
Jessica Gagete-Miranda
PI Affiliation
PI Name
Daniel Grimaldi
PI Affiliation
PI Name
José Renato H. Ornelas
PI Affiliation

Additional Trial Information

Status
In development
Start date
2024-03-18
End date
2024-12-31
Keywords
Finance & Microfinance, Welfare
Additional Keywords
JEL code(s)
Secondary IDs
Prior work
This trial does not extend or rely on any prior RCTs.
Abstract
The study aims to investigate the reasons behind the low take-up rate of the Desenrola program, a debt renegotiation initiative designed for millions of lower-income individuals in Brazil. The program utilizes state guarantees to facilitate the restructuring of debts and alleviate financial burdens among the target population. The Desenrola program operates in a digital format, and the study seeks to contribute to the recent literature on the implementation of digital programs, particularly those aimed at economically vulnerable populations.
External Link(s)

Registration Citation

Citation
Argentieri Mariani, Lucas et al. 2024. "Evaluating the take-up of digital programs." AEA RCT Registry. March 20. https://doi.org/10.1257/rct.13212-2.1
Sponsors & Partners
Experimental Details

Interventions

Intervention(s)
Intervention Start Date
2024-03-20
Intervention End Date
2024-03-21

Primary Outcomes

Primary Outcomes (end points)
Program enrollment.
Primary Outcomes (explanation)

Secondary Outcomes

Secondary Outcomes (end points)
Secondary Outcomes (explanation)

Experimental Design

Experimental Design
Our project involves two approaches aimed at understanding and addressing the low take-up rate of the digitally delivered program among lower-income individuals. The first approach is a comprehensive survey to analyze barriers hindering program access. It includes investigating issues such as a lack of information on accessing the program, difficulties with platform navigation, and a general lack of interest among potential beneficiaries. The survey will collect data on specific challenges individuals face in accessing the Desenrola program. The goal is to identify key obstacles and effectively tailor interventions to address these barriers. The second approach is an intervention targeted at a subsample of potential beneficiaries. This intervention will provide information on how to access the online platform and about guidance on procedures for viewing and accepting program offers.
Experimental Design Details
Not available
Randomization Method
Randomization done in office by a computer
Randomization Unit
Potential beneficiaries of the program
Was the treatment clustered?
No

Experiment Characteristics

Sample size: planned number of clusters
N/A
Sample size: planned number of observations
3 million potential beneficiaries of the program
Sample size (or number of clusters) by treatment arms
600,000 potential beneficiaries of the program in each one of the 5 arms plus the pure control group.
Minimum detectable effect size for main outcomes (accounting for sample design and clustering)
Supporting Documents and Materials
IRB

Institutional Review Boards (IRBs)

IRB Name
HML IRB
IRB Approval Date
2024-03-04
IRB Approval Number
2534
Analysis Plan