AEA RCT Registry

Trial Information

General Information

Title

Financial Inclusion for Migrants (FIM)

RCT ID

AEARCTR-0013569

Initial registration date

May 06, 2024

Initial registration date is when the trial was registered.

It corresponds to when the registration was submitted to the Registry to be reviewed for publication.

First published

May 13, 2024, 12:12 PM EDT

First published corresponds to when the trial was first made public on the Registry after being reviewed.

Last updated

July 19, 2024, 11:39 AM EDT

Last updated is the most recent time when changes to the trial's registration were published.

Locations

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Primary Investigator

Name

Giorgia Barboni

Affiliation

University of Warwick, Warwick Business School

Contact Primary Investigator

Other Primary Investigator(s)

PI Name

Nicolás de Roux

PI Affiliation

Universidad de los Andes, Colombia

Contact Investigator

Additional Trial Information

Status

In development

Start date

2024-03-25

End date

2024-09-30

Keywords

Behavior, Finance & Microfinance, Welfare

Additional Keywords

JEL code(s)

Secondary IDs

Prior work

This trial does not extend or rely on any prior RCTs.

Abstract

Our research project aims to comprehensively understand the demand and supply barriers affecting access to, usage of, and transition to various financial products among Venezuelan migrants. Additionally, we aim to gain insights into migrants' perceptions of financial inclusion and pertinent migrant issues. A pivotal aspect of this stage involves a nuanced examination of how engagement with the financial system may be influenced by perceptions of discrimination or the provision of information about its extent. To assess these dynamics, we employ an outcome telephone survey structured to include both a control group and a treatment group. These groups are formed through the random assignment of questionnaire sections eliciting perceptions on discrimination and providing information about its extent within the sample. This strategic approach enables a systematic exploration of varied perceptions' impact on financial engagement, ensuring a comprehensive understanding of the factors influencing the financial behaviors of Venezuelan migrants.

External Link(s)

Registration Citation

Citation

Barboni, Giorgia and Nicolás de Roux . 2024. "Financial Inclusion for Migrants (FIM)." AEA RCT Registry. July 19. https://doi.org/10.1257/rct.13569-2.2

Sponsors & Partners

Experimental Details

Interventions

Intervention(s)

Intervention Start Date

2024-06-01

Intervention End Date

2024-08-31

Primary Outcomes

Primary Outcomes (end points)

Measures of financial inclusion engagement

Primary Outcomes (explanation)

The primary outcome of our research project is 'Measures of financial inclusion engagement.' This outcome will be constructed from several main variables, including access to banking services, usage of financial products, and potentially participation in financial literacy programs.

Secondary Outcomes

Secondary Outcomes (end points)

Secondary Outcomes (explanation)

Experimental Design

Our research project aims to comprehensively understand the demand and supply barriers affecting access to, usage of, and transition to various financial products among Venezuelan migrants. Additionally, we aim to gain insights into migrants' perceptions of financial inclusion and pertinent migrant issues. A pivotal aspect of this stage involves a nuanced examination of how engagement with the financial system may be influenced by perceptions of discrimination or the provision of information about its extent. To assess these dynamics, we employ an outcome telephone survey structured to include both a control group and a treatment group. These groups are formed through the random assignment of questionnaire sections eliciting perceptions on discrimination and providing information about its extent within the sample. This strategic approach enables a systematic exploration of varied perceptions' impact on financial engagement, ensuring a comprehensive understanding of the factors influencing the financial behaviors of Venezuelan migrants. Further elucidation on the survey's structure and group formation will be provided subsequently.

Experimental Design Details

Not available

Randomization Method

randomization done in office by a computer

Randomization Unit

Individual

Was the treatment clustered?

No

Experiment Characteristics

Sample size: planned number of clusters

0

Sample size: planned number of observations

2200

Sample size (or number of clusters) by treatment arms

0

Minimum detectable effect size for main outcomes (accounting for sample design and clustering)

Supporting Documents and Materials

IRB

Institutional Review Boards (IRBs)

IRB Name

INNOVATIONS FOR POVERTY ACTION IRB – USA

IRB Approval Date

2024-03-22

IRB Approval Number

16868

Analysis Plan