Information sharing, insurance decisions and conflict in the household

Last registered on June 24, 2024

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Pre-Trial

Trial Information

General Information

Title

Information sharing, insurance decisions and conflict in the household

RCT ID

AEARCTR-0013841

Initial registration date

June 18, 2024

Initial registration date is when the trial was registered.

It corresponds to when the registration was submitted to the Registry to be reviewed for publication.

First published

June 24, 2024, 2:11 PM EDT

First published corresponds to when the trial was first made public on the Registry after being reviewed.

Locations

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Primary Investigator

Name

Karlijn Morsink

Affiliation

Utrecht University School of Economics

Contact Primary Investigator

Other Primary Investigator(s)

PI Name

Anouk van Veldhoven

PI Affiliation

Utrecht University School of Economics

PI Name

Tagel Gebrehiwot

PI Affiliation

PI Name

Philemon Chelanga

PI Affiliation

Additional Trial Information

Status

On going

Start date

2024-01-28

End date

2025-03-31

Keywords

Gender, Other

Additional Keywords

Targeting, Information-sharing, Intimate Partner Violence, Index Insurance

JEL code(s)

Secondary IDs

Prior work

This trial does not extend or rely on any prior RCTs.

Abstract

This research project aims to understand to what extent information about a financial product, when provided either to men or women, affects spouses’ beliefs and attitudes towards the financial product, product purchase decisions, and intra-household information sharing, cooperation and conflict outcomes. We conduct a randomized controlled trial among 3100 pastoral households in Kenya and Ethiopia. We randomize, at the household-level, the gender of the spouse that receives information about an index insurance and savings financial product through video interventions. Additionally, we cross-randomize whether or not the household member that is targeted with information can directly share the information with their spouse, by requesting the intervention team to also show the video to their spouse. We collect survey data from both the male and female spouse.

External Link(s)

Registration Citation

Citation

Chelanga, Philemon et al. 2024. "Information sharing, insurance decisions and conflict in the household." AEA RCT Registry. June 24. https://doi.org/10.1257/rct.13841-1.0

Sponsors & Partners

Experimental Details

Interventions

Intervention(s)

In collaboration with our implementing partners, short videos were prepared that explain the product attributes, consumer value and customer care procedures of an index insurance and savings financial product. Sample communities were visited by survey teams, who showed the videos to either male or female individuals in treatment households in the process of conducting household surveys

Intervention Start Date

2024-01-28

Intervention End Date

2024-03-31

Primary Outcomes

Primary Outcomes (end points)

• First- and second-order beliefs about benefits and costs of insurance and savings.
• (Beliefs about) information sharing between spouses.
• Index insurance take-up and savings behaviour.
• Incidence of disagreements.
• Incidence of intimate partner violence (IPV).

Primary Outcomes (explanation)

Secondary Outcomes

Secondary Outcomes (end points)

• Knowledge of insurance and savings.
• Relationship quality.

Secondary Outcomes (explanation)

Experimental Design

Households receive new information about index insurance and savings through a video, and we randomly assign the gender of the spouse that receives it (target spouse): either an adult male household member or their female spouse. Additionally, we cross-randomize whether or not the target spouse can directly share the information with their spouse (non-target spouse), by requesting the video to also be shown to them.

Experimental Design Details

Not available

Randomization Method

Randomization done using statistical software STATA

Randomization Unit

The level of randomization for treatment versus control is the community, the randomization of the four treatment arms is done at the household level.

Was the treatment clustered?

Yes