|
Field
Trial End Date
|
Before
June 30, 2026
|
After
December 31, 2026
|
|
Field
Last Published
|
Before
August 14, 2024 02:47 PM
|
After
September 15, 2025 02:54 PM
|
|
Field
Intervention (Public)
|
Before
|
After
We test two scalable interventions: (i) generic information on mediation services, and (ii) specific paralegal counseling providing legal alternatives to negotiate flexible terms of repayment in the event of distressed default, relative to a control group.
|
|
Field
Intervention End Date
|
Before
March 31, 2026
|
After
December 31, 2026
|
|
Field
Primary Outcomes (End Points)
|
Before
Debt defaulter behavior and access to credit
|
After
Our primary outcomes include response rate (attendance at the mediation hearing) and successful settlement of debt default cases at subsequent mediation hearings
|
|
Field
Randomization Unit
|
Before
Market neighborhood
|
After
Individual defaulter
|
|
Field
Planned Number of Clusters
|
Before
500 neighborhoods
|
After
2500 defaulters
|
|
Field
Planned Number of Observations
|
Before
1200 firms
|
After
2500 defaulting firms
|
|
Field
Sample size (or number of clusters) by treatment arms
|
Before
400 control, 400 pamphlet information, 400 legal counseling
|
After
Given a tracking success rate of 20% of the defaulter sample, a third of the final tracked and consented respondents will be equally assigned randomly to the three groups - control, T1, and T2
|
|
Field
Secondary Outcomes (End Points)
|
Before
|
After
Medium-term effects on production outcomes and investments for business expansion.
|
|
Field
Pi as first author
|
Before
No
|
After
Yes
|