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Field
Intervention (Hidden)
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Before
Main analysis will focus on the group which has a high likelihood of getting ex-ante lender approval, i.e. whose ex-ante stated cibil score is more than 700 or they are new to credit. (This may change if we learn the lender is using any other metric to predict approvals such as owned home).
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After
Main analysis will focus on the group which has a high likelihood of getting ex-ante lender approval, i.e. whose ex-ante stated cibil score is more than 700 or they are new to credit. (This may change if we learn the lender is using any other metric to predict approvals such as owned home). Since the company did not wish to remove workers who already have access to a two wheeler , they will be kept in the sample, however the main analysis will look at the behavior of baseline non-drivers. ( the focus of the study to be on - above 700 credit score workers without driving themselves at baseline.)
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