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Last Published July 30, 2025 02:52 AM September 23, 2025 05:41 AM
Secondary Outcomes (Explanation) A first group of secondary outcomes will seek to capture the possible impacts of the intervention on aspects of spouses’ economic wellbeing. Specifically, we will include: (i) Financial literacy and knowledge. We will measure financial literacy and knowledge based on a five-item scale in which participants rate their financial knowledge and competencies on a 5-point Likert scale (e.g. “I know how I can deposit and withdraw cash from a bank account”), and two additional factual questions drawn from a previous study conducted in India to assess respondents’ financial literacy. (ii) Household savings balance. We will capture participants’ self-reported savings based on a survey module used in a previous RCT in Pune, Maharashtra, which will capture the total amount of savings kept at home, in a bank, post office, national savings centre or mobile phone account, in a savings group, money kept with relatives or friends, and the estimated amount of in-kind savings in jewellery/gold/silver. (iii) Past-month income. We will capture participants’ self-reported earnings in the past month, including payments made in-kind to account for sectors in which wages are more typically paid in-kind. (iv) Financial distress. We will measure participants’ self-reported financial distress based on an 8-item scale adapted from a previous RCT in Tanzania, where participants indicate how often in the past six months they, for example, “had trouble buying food or other necessities for their family” or were “very worried/stressed about their general financial situation”. Second, we will assess women’s employment status (including formal and informal work) and female empowerment and agency based solely on wives’ reports. The former measure will be a binary indicator, coded as 1 if the woman reports engaging in income generating activities, including formal and informal work. The latter measure will capture multiple dimensions of women’s empowerment, including: (i) freedom of movement, evaluated using a five-item scale developed by Richardson et al. (2019) to assess women’s agency in India (e.g., the ability to visit the market or one’s natal family unaccompanied), (ii) self-efficacy, measured using a four-item adaptation of Rotter’s locus of control scale, (iii) community participation, assessed through items from the Indian Human Development Survey, which capture women’s membership in various groups (e.g., self-help groups, savings groups) and their attendance at village panchayat committee meetings, and (iv) self-rated empowerment, measured using a 10-step ladder scale previously employed with rural women in Nepal, where respondents position themselves relative to the perceived status of women in their community. Third, we will evaluate treatment effects on other forms of IPV based solely on wives’ reports by combining items from the World Health Organisation’s multi-country study on domestic violence against women and the Indian Family Violence and Control Scale. The measure will capture four sub-forms of IPV, namely (i) physical IPV (4 items), (ii) sexual IPV (2 items), (iii) emotional IPV (3 items), and (iv) coercive behaviours (3 items). Like economic IPV, the reference period for the measures will be the past six months. A first group of secondary outcomes will seek to capture the possible impacts of the intervention on aspects of spouses’ economic wellbeing. Specifically, we will include: (i) Financial literacy and knowledge. We will measure financial literacy and knowledge based on a five-item scale in which participants rate their financial knowledge and competencies on a 5-point Likert scale (e.g. “I know how I can deposit and withdraw cash from a bank account”), and two additional factual questions drawn from a previous study conducted in India to assess respondents’ financial literacy. (ii) Household savings balance. We will capture participants’ self-reported savings based on a survey module used in a previous RCT in Pune, Maharashtra, which will capture the total amount of savings kept at home, in a bank, post office, national savings centre or mobile phone account, in a savings group, money kept with relatives or friends, and the estimated amount of in-kind savings in jewellery/gold/silver. (iii) Past-month income. We will capture participants’ self-reported earnings in the past month, including payments made in-kind to account for sectors in which wages are more typically paid in-kind. (iv) Financial distress. We will measure participants’ self-reported financial distress based on an 8-item scale adapted from a previous RCT in Tanzania, where participants indicate how often in the past six months they, for example, “had trouble buying food or other necessities for their family” or were “very worried/stressed about their general financial situation”. Second, we will assess women’s employment status (including formal and informal work) and female empowerment and agency based solely on wives’ reports. The former measure will be a binary indicator, coded as 1 if the woman reports engaging in income generating activities, including formal and informal work. The latter measure will capture multiple dimensions of women’s empowerment, including: (i) freedom of movement, evaluated using a five-item scale developed by Richardson et al. (2019) to assess women’s agency in India (e.g., the ability to visit the market or one’s natal family unaccompanied), (ii) self-efficacy, measured using a four-item adaptation of Rotter’s locus of control scale, (iii) community participation, assessed through items from the Indian Human Development Survey, which capture women’s membership in various groups (e.g., self-help groups, savings groups) and their attendance at village panchayat committee meetings, and (iv) self-rated empowerment, measured using a 10-step ladder scale previously employed with rural women in Nepal, where respondents position themselves relative to the perceived status of women in their community. Third, we will evaluate treatment effects on other forms of IPV based solely on wives’ reports by combining items from the World Health Organisation’s multi-country study on domestic violence against women and the Indian Family Violence and Control Scale. The measure will capture four sub-forms of IPV, namely (i) physical IPV (4 items), (ii) sexual IPV (2 items), (iii) emotional IPV (3 items), and (iv) coercive behaviours (3 items). Like economic IPV, the reference period for the measures will be the past six months. Lastly, we will assess the program’s impact on the amount of time spouses spent together. This will be captured by a time use measure prompting participants to indicate activities completed during the past 24 hours, and to indicate which of the activities took place at home and outside and which activities took place in the presence of the partner.
Pi as first author No Yes
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Documents

Field Before After
Document Name Overview of Measures
File
Overview of Measures.pdf
MD5: 714777a2e8c6d839b903b58f71b8feb4
SHA1: eb33c3cde463e234cfc4ada7385e56a8b4829985
Public Yes
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