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Field
Intervention (Public)
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Before
The sample of the study consists of 300 Rickshaw Pullers from Khulna City in Bangladesh. All the 300 Rickshaw Pullers has no bank account during pre-treatment. The study will apply convenient sampling. Around 150 Rickshaw Pullers will be assigned randomly to the encouragement group, while around 150 Rickshaw Pullers will be assigned randomly to the non-encouragement group. The encouraged Rickshaw Pullers will be offered assistance to open a Ten-Taka Profit-Loss Sharing account. On the other hand, the non-encouraged Rickshaw Pullers will not be offered any assistance to open a Ten-Taka Profit-Loss Sharing account. The assistance open a Ten-Taka Profit-Loss Sharing account should increase access to open a Ten-Taka Profit-Loss Sharing account. Thus the assistance will be considered as an encouragement design in the present study. The assistance to install a mobile banking app was given in first week of August 2025. The end-line survey will be conducted in October 2025, December 2025 and February 2025 bi-monthly basis after the assistance to open a Ten-Taka Profit-Loss Sharing account.
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After
The sample of the study consists of 300 Rickshaw Pullers from Khulna City in Bangladesh. All the 300 Rickshaw Pullers has no bank account during pre-treatment. The study will apply convenient sampling. Around 150 Rickshaw Pullers will be assigned randomly to the encouragement group, while around 150 Rickshaw Pullers will be assigned randomly to the non-encouragement group. The encouraged Rickshaw Pullers will be offered assistance to open a Ten-Taka Profit-Loss Sharing account. On the other hand, the non-encouraged Rickshaw Pullers will not be offered any assistance to open a Ten-Taka Profit-Loss Sharing account. The assistance open a Ten-Taka Profit-Loss Sharing account should increase access to open a Ten-Taka Profit-Loss Sharing account. Thus the assistance will be considered as an encouragement design in the present study. The assistance to open a Ten-Taka Profit-Loss Sharing account was given till the end of August 2025. The end-line survey will be conducted in December 2025, March 2025 and June 2025 quarterly basis after the assistance to open a Ten-Taka Profit-Loss Sharing account.
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