A house listing exercise was conducted one month prior to enrollment to identify eligible households. Then, field staff randonly visited selected households to enroll them in the study. Randomization into treatment occurred after baseline data collection. Data is collected through baseline and at least two follow up surveys, as well as from data on RSBY health insurance claims forms. Data is being collected on cognitive capacity, employment status, income, health care utilization and expenditures (inpatient and outpatient), health status, nonmedical consumption, productive and nonproductive assets, borrowing and savings, and other investments, including education, through longitudinal household surveys, special surveys following serious health events, and insurance claims data. Special surveys will be administered to some households that have a health event during the study period.
The primary survey respondent is the female head of household. Male heads of the household will complete some of the modules and the youngest child in the household who is under 18 will also provide anthropometric measures.