Primary Outcomes (end points)
We will aim to collect the following main categories of outcomes:
1. Household finances: digital financial inclusion, saving, borrowing, incoming transfers, loaning, outgoing transfers. On this topic, other related outcomes will be included to grasp the household’s support network, its participation in formal and informal sharing mechanisms as part of customs, the reasons behind the various reported transactions, as well as modality, amount, frequency, interest, etc.
2. Gendered outcomes such as intra-household decision-making dynamics.
3. Food security: e.g., Food Consumption Score, Food Insecurity Experience Scale, and Household Hunger Scale.
4. Social capital and trust: e.g., Subjectively Evaluated Resilience Score, trust in institutions, focusing on financial intermediaries.
5. Monitoring: how the ACL/SSN support is spent, the cost, safety, and ease of accessing the ACL/SSN support.
6. Phone usage: frequency, purpose, amounts for transactions, etc.
Additionally, we also aim to collect data on household durables and livestock as well as the gender, age, and education of beneficiaries to grasp heterogeneities in terms of the cash vs. mobile money comparison and explore whether this comparison yields different insights for different sub-groups of households, as defined by the above dimensions.
Finally, we plan to collect data on shocks to assess potential differences in household resilience when facing shocks in the cash vs. mobile money arms.