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Registration

Field Before After
Last Published October 31, 2017 10:33 AM November 16, 2023 10:40 AM
Study Withdrawn No
Intervention Completion Date August 15, 2017
Data Collection Complete Yes
Final Sample Size: Number of Clusters (Unit of Randomization) 120 clusters: 41 control, 40 sanitation loans only and 39 sanitation loans + information
Was attrition correlated with treatment status? No
Final Sample Size: Total Number of Observations 5,992 households - 4,222 client households, 1770 non-client households
Final Sample Size (or Number of Clusters) by Treatment Arms 120 clusters: 41 control, 40 sanitation loans only and 39 sanitation loans + information Client households: 1598 control, 1258 sanitation loans only, 1366 sanitation loans + information Non-client households: 606 control, 586 sanitation loans only, 578 sanitation loans + information
Program Files Yes
Program Files URL https://board.unimib.it/datasets/yj4d6x2f7d/1
Data Collection Completion Date September 30, 2017
Keyword(s) Finance, Health Finance, Health
Building on Existing Work No
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Papers

Field Before After
Paper Abstract Imperfect capital markets and commitment problems impede lumpy human capital investments. Labeled loans have been postulated as a potential solution to both constraints, but little is known about the role of the label in influencing investment choices in practice. We draw on a cluster randomized controlled trial in rural India to test predictions from a theoretical model, providing novel evidence that labeled microcredit is effective in influencing household borrowing and investment decisions and increasing take-up of a lumpy human capital investment, a toilet.
Paper Citation Britta Augsburg, Bet Caeyers, Sara Giunti, Bansi Malde, Susanna Smets, Labeled loans and human capital investments, Journal of Development Economics, Volume 162, 2023, 103053, ISSN 0304-3878.
Paper URL https://doi.org/10.1016/j.jdeveco.2023.103053
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Field Before After
Paper Abstract We exploit novel data collected within a randomized controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that – as long as the wife is involved in household decision-making – the intra-household differences in perceptions we document influence borrowing and investments: uptake of the sanitation loan is higher among households where the wife has higher benefit perception, whereas successful conversion to a toilet depends on differences in monetary cost perceptions. The estimated effects are consistent with the predictions of a model of intra-household decision-making.
Paper Citation Britta Augsburg, Bansi Malde, Harriet Olorenshaw, Zaki Wahhaj, To invest or not to invest in sanitation: The role of intra-household gender differences in perceptions and bargaining power, Journal of Development Economics, Volume 162, 2023, 103074, ISSN 0304-3878
Paper URL https://doi.org/10.1016/j.jdeveco.2023.103074
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Post Trial Documents

Field Before After
Description Endline report
Citation Attanasio,Orazio Pietro; Augsburg,Britta; Caeyers,Bet; Giunti,Sara; Malde,Bansi Khimji.2018. Incentivizing Sanitation Uptake and Sustainable Usage through Microfinance : Endline Report (English). Washington, D.C. : World Bank Group.
Url https://documents.worldbank.org/en/publication/documents-reports/documentdetail/839601542718803250/incentivizing-sanitation-uptake-and-sustainable-usage-through-microfinance-endline-report
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