Primary Outcomes (explanation)
Outcome 1: Loan Performance
Does the disbursement venue change the beneficiaries’ loan discipline, measured by repayment and days late.
Outcome 2: MFI Sustainability
Exploring a unique microfinance funding system, whereby borrowers can make charitable donations, we test if treatment impacts donations to and perceptions of the loan provider.
Outcome 3: Business Performance
Is the principal solely invested in the business? Are business owners keener? What happens to household labour input?
Outcome 4: Group Performance
Does disbursement venue alter group dynamics. Do the group members become closer friends? Do their businesses become more integrated?
Outcome 5: Empowerment
Does loan disbursement venue diminish appropriation of the principal by male or older relatives.
Outcome 6: Financial Decision-Making
Does the disbursement venue alter the risk aversion, loss-aversion or impact the inter-temporal decision making of beneficiaries.