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Field
Intervention (Public)
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Before
In Treatment 1, the banker’s oath is mentioned before asking financial advice on an ethical financial dilemma. In Treatment 2, an ethical reminder that is unrelated to the banker’s oath is mentioned before asking advice for the same ethical dilemma. In the control treatment, neither the banker’s oath nor the ethical reminder is mentioned before asking for financial advice. Depending on budget constraints, it is possible that we repeat the experiment in a different country to test for country specific effects.
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After
In Treatment 1, the banker’s oath is mentioned before asking financial advice on an ethical financial dilemma. In Treatment 2, an ethical reminder that is unrelated to the banker’s oath is mentioned before asking advice for the same ethical dilemma. In the control treatment, neither the banker’s oath nor the ethical reminder is mentioned before asking for financial advice. Depending on budget constraints, it is possible that we repeat the experiment in a different country to test for country specific effects.
To compare the intervention results with expectations from concerned parties, we separately administer a survey to financial professionals, regulators, and to the general population (representing potential customers). In this survey, we describe the interventions applied in the field and then ask the survey respondents (who are not involved in the experiment and also don't know the results) what response they expect from the bank employees in each treatment.
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