Field
Trial Status
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Before
in_development
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After
completed
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Field
Last Published
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Before
January 29, 2020 01:48 PM
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After
April 03, 2024 08:41 AM
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Field
Primary Outcomes (End Points)
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Before
Take up and usage of Islamic savings account
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After
Take up and usage of Islamic savings account. In the follow up study also impacts of savings accounts (see for variable definitions, the follow-up pre-analysis plan)
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Field
Primary Outcomes (Explanation)
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Before
Take-up is simply the opening of the the Islamic savings account. However, usage is measured by using total and average number of deposits/withdrawals, and the total and average amount of deposits/withdrawals/savings (in relevant currency). For the amounts, we may take the logarithmic value of 1+amount (in relevant currency) or use the inverse hyperbolic distribution.
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After
Take-up is simply the opening of the the Islamic savings account. However, usage is measured by using total and average number of deposits/withdrawals, and the total and average amount of deposits/withdrawals/savings (in relevant currency). For the amounts, we may take the logarithmic value of 1+amount (in relevant currency) or use the inverse hyperbolic distribution. See also the follow-up pre-analysis plan
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Field
Experimental Design (Public)
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Before
Based on an encouragement design, participants receive (or do not receive) an encouragement talk on savings benefits.
Furthermore, they are either/or not placed in subsidy and assistance provision group. In total we have 8 treatment arms.
Details of the experimental design are provided in pre-analysis plan
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After
Based on an encouragement design, participants receive (or do not receive) an encouragement talk on savings benefits.
Furthermore, they are either/or not placed in subsidy and assistance provision group. In total we have 8 treatment arms.
Details of the experimental design are provided in pre-analysis plan. We are now conducting a follow up survey, taking into account only 2 treatment arms: details are given in the follow-up pre-analysis plan
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Field
Planned Number of Observations
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Before
Approximately 2,000 participants
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After
Approximately 2,000 participants (in standard study); In follow-up much smaller as we only consider 2 treatment arms (for budgetary reasons)
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Field
Sample size (or number of clusters) by treatment arms
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Before
12 branches (having 1,094 participants) receive general encouragement speech
12 branches (having 1,126 participants) receive religious motivational speech
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After
12 branches (having 1,094 participants) receive general encouragement speech
12 branches (having 1,126 participants) receive religious motivational speech
For follow up-see pre-analysis plan.
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Field
Keyword(s)
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Before
Finance, Other, Welfare
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After
Finance, Other, Welfare
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Field
Intervention (Hidden)
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Before
Details are provided in the pre-analysis plan
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After
Details are provided in the pre-analysis plan, and in the follow-up pre-analysis plan.
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Field
Secondary Outcomes (End Points)
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Before
As secondary outcomes, we will examine the impact of our intervention(s) on welfare and business activities among poor Muslim borrowers.
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After
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Field
Building on Existing Work
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Before
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After
No
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