Back to History

Fields Changed

Registration

Field Before After
Study Withdrawn No
Intervention Completion Date October 31, 2022
Data Collection Complete Yes
Final Sample Size: Number of Clusters (Unit of Randomization) 15000
Was attrition correlated with treatment status? No
Final Sample Size: Total Number of Observations 15000
Final Sample Size (or Number of Clusters) by Treatment Arms 7500
Is there a restricted access data set available on request? No
Program Files No
Data Collection Completion Date October 31, 2022
Is data available for public use? No
Back to top

Papers

Field Before After
Paper Abstract Can providing information at-scale through mobile phones increase financial technology adoption? We randomly assigned 15,000 bank clients in Ghana to receive high-frequency interactive voice response calls encouraging the adoption of mobile banking services, a technology linking a bank account and a mobile phone. Analysis using nine months of administrative records show encouragement increased the use of mobile banking by 6.3 percentage points, triple the control group mean. Those who received mobile banking encouragement reduced their trips to the bank branch by 11% but were 8% more likely to make loan repayments on time, demonstrating improved financial behavior while reducing travel expenditures.
Paper Citation Riley, E., & Shonchoy, A. (2022). A National Information Campaign Encouraging Financial Technology Use in Ghana (Vol. 2206). Florida International University, Department of Economics.
Paper URL https://economics.fiu.edu/research/pdfs/2022_working_papers/2206.pdf
Back to top