The gender gap in financing and perceived penalties: Experimental Evidence from Turkey

Last registered on October 17, 2022
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Pre-Trial

Trial Information

General Information

Title
The gender gap in financing and perceived penalties: Experimental Evidence from Turkey
RCT ID
AEARCTR-0007661
Initial registration date
October 16, 2022

Initial registration date is when the trial was registered.

It corresponds to when the registration was submitted to the Registry to be reviewed for publication.

First published
October 17, 2022, 5:36 PM EDT

First published corresponds to when the trial was first made public on the Registry after being reviewed.

Locations

Country
Turkey
Region

Primary Investigator

Name
Solene Delecourt
Affiliation
UC Berkeley - Haas School of Business
Contact Primary Investigator

Other Primary Investigator(s)

PI Name
Aletheia Donald
PI Affiliation
World Bank Group
Contact Investigator

Additional Trial Information

Status
In development
Start date
2022-10-01
End date
2023-03-31
Keywords
Finance & Microfinance, Firms & Productivity, Gender
Additional Keywords
JEL code(s)
J16, G21
Secondary IDs
Prior work
This trial does not extend or rely on any prior RCTs.
Abstract
Women business owners have more trouble getting capital than men. In this project, we run an experiment with hundreds of loan officers in Turkey. The goal of the present study is to document bias and identify precise mechanisms in that context. In particular, we focus on loan officers’ perceptions of the consequences of their decision. Our study contributes to better understanding the causes of gender inequality in business financing, and points to direct policy implications.
External Link(s)

Registration Citation

Citation
Delecourt, Solene and Aletheia Donald. 2022. "The gender gap in financing and perceived penalties: Experimental Evidence from Turkey." AEA RCT Registry. October 17. https://doi.org/10.1257/rct.7661-1.0
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Experimental Details

Interventions

Intervention(s)
Intervention Start Date
2022-10-01
Intervention End Date
2022-12-31

Primary Outcomes

Primary Outcomes (end points)
Our key outcomes are:
• whether the loan officers invest
• loan amount
• repayment terms
• interest rate
• confidence in decision
• perceived negative consequences from your supervisor or peers
Primary Outcomes (explanation)
We will test whether the key outcomes vary based on the characteristics of the applicant, namely: gender (male vs female), parenthood status (mother vs father vs woman with no children vs man with no children), and whether the sector is male- or female-dominated.

Secondary Outcomes

Secondary Outcomes (end points)
Secondary Outcomes (explanation)

Experimental Design

Experimental Design
Loan officers will be asked to evaluate applications with randomly assigned characteristics.
Experimental Design Details
Not available
Randomization Method
Randomization done in office by a computer
Randomization Unit
Randomization will be done at the branch level.
Was the treatment clustered?
No

Experiment Characteristics

Sample size: planned number of clusters
The randomization will be stratified by branch and job type.
Sample size: planned number of observations
The survey will be sent out to approximately 3,000 loan handlers.
Sample size (or number of clusters) by treatment arms
The survey will be sent out to approximately 3,000 loan handlers. Half of them will receive a video prior to taking part in the experiment.
Minimum detectable effect size for main outcomes (accounting for sample design and clustering)
Supporting Documents and Materials
IRB

Institutional Review Boards (IRBs)

IRB Name
IRB Approval Date
IRB Approval Number
Analysis Plan