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Last Published May 27, 2016 07:28 AM November 09, 2023 10:54 AM
Public Data URL https://www.openicpsr.org/openicpsr/project/116346/version/V1/view
Is there a restricted access data set available on request? Yes No
Program Files No Yes
Program Files URL https://www.openicpsr.org/openicpsr/project/116346/version/V1/view
Is data available for public use? No Yes
Keyword(s) Finance Finance
Building on Existing Work No
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Papers

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Paper Abstract We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17, 10, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits in treatment accounts were sizable among users, corresponding to the seventy-ninth, ninety-first, and ninety-sixth percentiles of baseline savings. Survey data show no discernible intention-to-treat effects on savings or any downstream outcomes, though we cannot reject large effect sizes for active users. Results suggest that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably on average.
Paper Citation Dupas, Pascaline, Dean Karlan, Jonathan Robinson, and Diego Ubfal. 2018. "Banking the Unbanked? Evidence from Three Countries." American Economic Journal: Applied Economics, 10 (2): 257-97.
Paper URL https://www.aeaweb.org/articles?id=10.1257/app.20160597
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