Microcredit and Microsavings in Pakistan

Last registered on August 23, 2018

Pre-Trial

Trial Information

General Information

Title
Microcredit and Microsavings in Pakistan
RCT ID
AEARCTR-0001916
Initial registration date
January 15, 2017
Last updated
August 23, 2018, 9:07 AM EDT

Locations

Region

Primary Investigator

Affiliation
Department of Economics, University of Oxford

Other Primary Investigator(s)

PI Affiliation
Department of Management, Economics and Industrial Organization (DIG), Politecnico di Milano
PI Affiliation
Centre for Research in Economics and Business, Lahore School of Economics
PI Affiliation
Freeman Spogli Institute, Stanford University
PI Affiliation
Department of Economics, University of Nottingham

Additional Trial Information

Status
Completed
Start date
2015-09-01
End date
2017-09-01
Secondary IDs
Abstract
We have run a randomised controlled trial to test variations on microfinance contracts. This experiment was run in Jhelum, Khushab, Mandi Bahaudin and Rawalpindi from September 2015; we finished the endline questionnaire in September 2016. At the time of writing this plan, we have access to the administrative data on contract offers and take-up, which we have checked for general patterns and missing values; we have not yet run any substantive analysis on it. We are in the process of cleaning endline questionnaire data, and we anticipate beginning substantive analysis on this data in February 2017.
External Link(s)

Registration Citation

Citation
Afzal, Uzma et al. 2018. "Microcredit and Microsavings in Pakistan." AEA RCT Registry. August 23. https://doi.org/10.1257/rct.1916-2.0
Former Citation
Afzal, Uzma et al. 2018. "Microcredit and Microsavings in Pakistan." AEA RCT Registry. August 23. https://www.socialscienceregistry.org/trials/1916/history/33398
Sponsors & Partners

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Experimental Details

Interventions

Intervention(s)
Intervention Start Date
2015-10-01
Intervention End Date
2016-10-01

Primary Outcomes

Primary Outcomes (end points)
These are explained in detail in our attached Pre-Analysis Plan (in which we specify the precise source of each outcome variable, including how each variable will be constructed.)
Primary Outcomes (explanation)

Secondary Outcomes

Secondary Outcomes (end points)
Secondary Outcomes (explanation)

Experimental Design

Experimental Design
We use a '3 x 3' factorial design plus controls, to test different variations on microfinance contracts.
Experimental Design Details
Randomization Method
Randomization done in office by a computer
Randomization Unit
Individual respondents
Was the treatment clustered?
No

Experiment Characteristics

Sample size: planned number of clusters
2500 women
Sample size: planned number of observations
2500 women
Sample size (or number of clusters) by treatment arms
We have 1/12th of the sample in each of 9 separate treatment arms (in a 3 x 3 factorial design). We then have a quarter of the sample in a control group.
Minimum detectable effect size for main outcomes (accounting for sample design and clustering)
IRB

Institutional Review Boards (IRBs)

IRB Name
Department Research Ethics Committee, Department of Economics, University of Oxford
IRB Approval Date
2014-09-09
IRB Approval Number
ECONCIA13-038
Analysis Plan

Analysis Plan Documents

/versions/33396/docs/version/document

MD5:

SHA1:

Uploaded At: January 15, 2017

QuinnPreAnalysisPlan

MD5: 22bd5c6f52639b3d3a6ebcad80fb02f4

SHA1: f4e34952805dab38f4bfd85cd922495db2d12c53

Uploaded At: January 15, 2017

Post-Trial

Post Trial Information

Study Withdrawal

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Intervention

Is the intervention completed?
No
Data Collection Complete
Data Publication

Data Publication

Is public data available?
No

Program Files

Program Files
Reports, Papers & Other Materials

Relevant Paper(s)

Reports & Other Materials