J16, O13, Q16
J16 J24 O12 Q12 L26
A11, I23, J15, J16
D90, I24, J15, J16
J15, J16, I,18, K36
D81 (Decision-making), G33 (bankruptcy), D12 (Consumer Economics: Empirical Analysis)
D7, I24, J16, J47, O12, O43, N37, Z13
C91,D83,J16
D81, G11, J16
J16, C78, C93