D14, G23, G53, G51, J15, J26

J22 Time Allocation and Labor Supply; J16 Economics of Gender; D1 Household Behavior and Family Economics;

I24, I25, I26, D10

C91; C93; D10; D13; D90; D91

Studies: Utilities and Transportation: Electric Utilities), K42 (Illegal Behavior

and the Enforcement of Law), O33 (Technological Change: Choices and Consequences; Diffusion Processes), D12 (Consumer Economics: Household Analysis)

I13, I18, D14, D18, G41

D83, D84, G11, G12, G41, G51

D14, D84, G22, I13

C93, D14, D15, E21

D14 Household Saving • Personal Finance,C93 (Field Experiments), D52 Incomplete Markets, D91 Role

Environment and Growth, Banks • Depository Institutions • Micro Finance Institutions • Mortgages, D12