C93 (Field Experiments); D91 (Behavioral); Z13 (Cultural Economics)

J15 — Economics of Minorities and Races; J71 — Discrimination; D91 — Micro-Based Behavioral

C93 – Field Experiments D91 – Behavioral Economics Q42 – Alternative Energy Sources Q48 – Energy Policy

; behavioral economics; laboratory experiment; robustness check

D14 (Household Saving, Personal Finance); G51 (Household Saving, Borrowing, Debt, and Wealth); I14

D12 (Consumer Economics: Empirical Analysis), Q50 (Environmental Economics: General), D91 (Micro-Based Behavioral Economics), C93 (Field Experiments)

D9 Micro-Based Behavioral Economics, Q5 Environmental Economics

D14 Household Saving • Personal Finance,C93 (Field Experiments), D52 Incomplete Markets, D91 Role

Environment and Growth, Banks • Depository Institutions • Micro Finance Institutions • Mortgages, D12

C78 (Bargaining Theory; Matching Theory), C93 (Field Experiments), D03 (Behavioral Economics

C93 (Field Experiments), D03 (Behavioral Economics: Underlying Principles), D82 (Asymmetric