Q53, R41, D91, O13

C91; C93; D10; D13; D90; D91

JEL Classification: C91, D91, D64

J13, J16, J22, D91

and the Enforcement of Law), O33 (Technological Change: Choices and Consequences; Diffusion Processes), D12 (Consumer Economics: Household Analysis)

H13 (Health insurance), D91 (Emotion), D64 (Altruism)

C93, I21, D91

J15, C90, D91

D83, D91, J16, J29, O53, Z12, Z13

and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making, G41 Role

D14 Household Saving • Personal Finance,C93 (Field Experiments), D52 Incomplete Markets, D91 Role

and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making

Environment and Growth, Banks • Depository Institutions • Micro Finance Institutions • Mortgages, D12

(Consumer Economics: Empirical Analysis), Q42 (Alternative Energy Sources)