: C93 (field experiments), D15 (intertemporal household choice), I21 (analysis of education)
H4, H75, I38, P17
C93, D91
C93, I23
C93 (Field Experiments), D14 (Personal Finance), D18 (Consumer Protection), G51 (Household Borrowing)
D83, I38, J13
C91, Laboratory, Individual Behavior; D91, Role and Effects of Psychological, Emotional, Social
, and Cognitive Factors on Decision Making; D18, Consumer Protection;
C93, I12, D90, C91, M50
J64, D83, C93
H26, C93, D10