I12; I18; D83; C93; D85
O12, L25, L15, O14, D12
JEL Classification: C91, D91, D64
J13, J16, J22, D91
D83, H23, Q58
I11, I12, D83
Q54, Q51, D83, C91, Q58
and the Enforcement of Law), O33 (Technological Change: Choices and Consequences; Diffusion Processes), D12 (Consumer Economics: Household Analysis)
C93, D83, J16, L26, O12
H13 (Health insurance), D91 (Emotion), D64 (Altruism)