D14 (Household Saving, Personal Finance); G51 (Household Saving, Borrowing, Debt, and Wealth); I14

J22 Time Allocation and Labor Supply; J16 Economics of Gender; D1 Household Behavior and Family Economics;

and the Enforcement of Law), O33 (Technological Change: Choices and Consequences; Diffusion Processes), D12 (Consumer Economics: Household Analysis)

D14 Household Saving • Personal Finance,C93 (Field Experiments), D52 Incomplete Markets, D91 Role

in Financial Markets, O16 Financial Markets, O12 Microeconomic Analyses of Economic Development, O44

Environment and Growth, Banks • Depository Institutions • Micro Finance Institutions • Mortgages, D12

(Behavioral Finance: Effects of Psychological, Social, Cognitive, and Emotional Factors on Decision Making)

D14 - Household Finance; Personal Finance D91 - Role and Effects of Psychological, Emotional

, Social, and Cognitive Factors on Financial Decisions, O12 - Microeconomic Analyses of Economic Development. L26 - Entrepreneurship.

D14 - Household Finance; Personal Finance D91 - Role and Effects of Psychological, Emotional

, Social, and Cognitive Factors on Financial Decisions E31 - Price Level; Inflation; Deflation

– Financing Policy, Financial Risk, and Risk Management; D22 – Firm Behavior: Empirical Analysis

Asset Pricing, Information and Market Efficiency, Behavioral Finance, Role and Effects

of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets

; Information and Knowledge D14 – Household Saving; Personal Finance E42 – Monetary Systems; Standards

; Regimes E58 – Central Banks and Their Policies C93 – Field Experiments G53 – Financial Literacy

JEL Codes: D91 – Intertemporal Household Choice; Life-Cycle Models D83 – Search; Learning